The holidays are a time of giving, and you've given just about every dollar of your paycheck to gifts for all of your loved ones. What would happen if, without warning, your tire went flat on your way home from a successful day of shopping? How are you supposed to get new tires when all of your money is wrapped up in festive gift boxes? Luckily, you don't need to go canceling your holiday activities just yet. It's easy to get new tires with the Firestone Credit Card.
Whether you've never heard of the Firestone Credit Card or you have but don't know much about it, we're here to fill you in on all the benefits, rewards, and special offers available.
What is the Firestone Credit Card?
The Firestone Credit Card is a retail-use line of credit accepted at any of our 1,700+ locations. Use it for new tires, tune-ups, fluid exchanges, wheel alignments, engine repairs, and anything else done in one of our one-stop auto shops!
If you're afraid of financing or have been taught that credit cards are evil, then you haven't met the Firestone Credit Card. While some credit cards have a bunch of strings attached and too much fine print to read, we at Firestone Complete Auto Care feel that financing should be simple. The application is short and credit decisions usually take less than a minute.
What are the benefits of the Firestone Credit Card?
Deferred Interest
Expensive repairs can be scary, especially if you have to pay for them all upfront. Once your Firestone Credit Card application is approved, you'll receive six months of deferred interest as an introductory offer when your purchase is $149 or more.* That means those nice new tires you splurged on or that unexpected costly engine repair can feel a bit more manageable when you have half a year to pay for it!
No Interest on Monthly Balances Paid-In-Full
You don't always have the cash on hand for a new car battery. Or, maybe you've been preparing to buy a new set of winter tires, but an unexpected life event came up and sapped all your vehicle maintenance funds. Instead of waiting until you can save up again, just use your Firestone Credit Card! Balances paid in full by the end of each month don't accrue interest. That means you can get repairs same-as-cash, even when you don't have real cash handy!
Special Pricing, Offers, and Deals
As a Firestone Credit Cardholder, you're a valued member of the Firestone Complete Auto Care family—and we do our best to take care of our own! With your Firestone Credit Card, you'll receive exclusive deals, offers, and savings that are only available to cardholders, such as special prices on tires. We'll let you know when any of these deals come up so you can head to a Firestone Complete Auto Care near you and start saving. Plus, you can easily check your balance and make payments online, and you can set up email reminders for due dates, so you never miss a payment.
How does credit card interest work?
So, you paid for your car repairs with your Firestone Credit Card but can't pay off the balance by the end of the month. Now you're worried about interest. It happens! We understand it's easy to get nervous about credit card interest. After all, it's not like many of us took a class on it in high school. So, to help put your mind at ease, consider this your lesson on how credit card interest works. After all, knowledge is power!
On most credit cards, including the Firestone Credit Card, interest is compounded daily. All this means is that whatever your daily balance is, a percentage is taken and added to your monthly balance as interest. This percentage is taken from your annual percentage rate or APR. Take Firestone's Credit Card APR of 28.8%*. Divide it by 365 (days of the year), and your daily interest rate is a mere 0.079%!
For example, let's say you purchase a set of new winter tires for $300. During a 31-day month, the daily accrued interest would only add up to approximately $7.35. That's about two cups of coffee, or perhaps one if you enjoy the fancy stuff.
*APR subject to change
How do I get a Firestone Credit Card?
You know the benefits, and we've settled the scary interest debate. Now you're ready to get your own Firestone Credit Card! But where do you begin? Luckily, the process is simple and only takes a few minutes. Apply online or visit any one of our locations, and we'll be happy to help you get started toward becoming a valued cardholder.
Don't let unexpected car repairs steal your holiday cheer. Keep those gifts under the tree by becoming a Firestone Credit Card member today and taking advantage of the six-month deferred interest period.
*MINIMUM MONTHLY PAYMENTS REQUIRED. APR: 28.8%. Minimum Finance Charge: $2.00. Terms are subject to change. Learn more >